What I want to ask is whether it means that Shanghai is full of multimillionaires. With tens of millions of working capital, just buy a house and withdraw it from the bank. (Many comments say that I have a small structure and have never seen the world. Alas. My family is engaged in rent collection business. The annual rent is 3 million to 4 million. The working capital is 30 million. The fixed assets are 70 million. I bought a house in Shanghai. So Please focus on answering questions. Don’t laugh at people for now. I’m not from Shanghai. I’m from Wenzhou. I’m just curious to ask.)
Out-of-towners brought a down payment of 1 million to pick up a 60-square-meter husband’s house in the suburbs of less than 3 million (this is just in need of a non-local position). The homeowner of the husband in the suburbs, holding the above 3 million, the suburban 100-square-meter house, 85 square-meter small three-bedroom house, or 70-square-meter two-bedroom house in the suburbs (this is an ordinary aboriginal rank). The above-mentioned homeowner holds 5 million, and receives a 95-square-meter small three-bedroom or large two-bedroom in the urban area of 7-8 million (this is the middle aboriginal rank/general out-of-town middle class). The above-mentioned homeowner holds a 120-square-meter three-bedroom apartment in the urban area with an offer of 7-8 million and an offer of 10-12 million (this is the local and Jiangsu middle-class / general foreign senior middle-class rank). Middle class is a very controversial statement. Since 80% of the wealth of Chinese residents is in real estate, I temporarily set a family with a property value of 10-15 million as the Shanghai middle class, that is, a relatively good three-bedroom in the urban area, and an old house of 400-500. They often have better living quality and can also collect passive income from rent and financial management. Those with more wealth than this, even more than 2-3 times, may only be considered senior middle-class people, not rich, but I won’t discuss this group. In general, the non-local demand with a budget of about 3 million yuan is the source of the replacement chain of the Shanghai housing market. Large amounts of external funds poured in directly and purchased houses in full. They have, and often become the vane, but they cannot be called the main body. Many people like to portray “the rich in the first line”. In fact, more buyers are the replacement chain. Part of it. As long as there are still many children from families in other cities coming in in Shanghai with a down payment of 1 million, there will never be a shortage of buyers for tens of millions of houses-does it seem to be much simpler? It’s not much more than 1 million. Many urban families sell a house and save some money. If it’s a couple, it’s easier; it’s just that it’s not easy to get married in Shanghai.