“Don’t people over 35 years old deserve to buy a house?!” In early April, Hefei, Anhui issued the latest real estate policy, stipulating that buyers who just need a house must meet the requirements of no house in the urban area, tax and social insurance for a certain period of time. It has to be “under 35 years of age”, which has aroused many doubts. The Hefei Housing Security and Real Estate Administration responded that it has not ruled out the eligibility of people over 35 years of age to buy houses, and they can participate in ordinary lottery purchases.

In recent years, Hefei has become one of the cities with the fastest rising housing prices in the country, and it is urgent to introduce a new policy to cool the property market. It cannot be denied that strengthening the supervision of the real estate market, preventing the excessively rapid rise in housing prices, and safeguarding the vital interests of the residents is a good thing for buyers with real rigid demand. However, the formulation of public policies should ensure basic fairness and demonstrate non-discriminatory treatment of people. Bundling the qualifications for buying a house with age conditions, especially “35 years old”, will intensify the anxiety of “35 years old + people reduced to labor costs” in society. At present, the “prosperity and decline” of “35 years +” adult life and career has become a controversial social phenomenon. Nowadays, many units require “the age limit to be under 35” for recruitment and examination, and some even propose “90”. The “35-year-old+” job search, job change, and job security all turn red. It doesn’t seem to be a human resource, but it is reduced to a “human cost”. Related surveys show that nearly half of job-seekers over the age of 35 have fallen from the middle-to-high-income group to the low-income group due to a decline in income, and about 90% have encountered job hunting difficulties. It is not difficult to understand why the “35-year-old +” people who have suffered from a middle-aged crisis and a career crisis are faced with a more difficult predicament to buy a house and settle down. As we all know, one of the goals of many “workers” working hard in the city is to find a sense of belonging in the city and to have a “home” in the city. Nowadays, housing prices in major cities are high, and for many people, it takes years of savings for a down payment to be able to afford it. According to the “2020 Cities Just-Needed Home Purchase Report”, in the 30 sample cities, the main force of home buyers is born in the 80s, concentrated between 29 and 38 years old, and the average home buying age is 33.2 years old. Nowadays, Hefei’s real estate policy requires people over the age of 35 who have no houses to buy houses together with non-hard-needs, restricting the age to “under 35” across the board, and mistakenly including middle-aged and hard-needs into real estate speculators In line with the law of development of things, it is also difficult to meet the livelihood expectations of many home buyers. What is the meaning of the policy of “under 35 years old is just needed to buy a house”? As we all know, the age structure of urban residents will affect the supply of urban labor, and even directly affect the trajectory of urban development. The younger population represents the “dividend” of abundant labor and employment; and if there are many elderly people, cities will face the problem of aging, and the needs of medical care and elderly care will become more prominent. Behind the policy of “buying houses under the age of 35” is the city’s intention to slow down the rate of urban aging and reduce the urban dependency ratio. However, simply excluding workers over the age of 35 from the eligibility to buy a house does not really solve the problem of urban aging. This practice of only seeking a “demographic dividend” regardless of negative effects has invisibly exposed some cities’ The exclusion of laborers. To a certain extent, this is also a variant of age discrimination, and objectively it will have the effect of “shake off the burden”. Many experts have pointed out that my country’s “demographic dividend” is gradually fading, and how to fully tap the potential labor force in the future, improve labor efficiency, and achieve “people make the most of their use” and “people make the most of their talents” is the top priority. Nowadays, the employment and housing barriers faced by the “35-year-old middle-aged crisis” have not only aggravated social anxiety and constituted “age discrimination”, but also a waste and profligacy of human resources. The “35-year-old discrimination” actually reflects the misunderstanding of the concept of employment, that is, focusing on the “cheap and easy-to-use” labor force, while ignoring the human support and resource experience reserves required for industrial transformation and upgrading and high-quality urban development. Such employment orientation can easily fall into a vicious circle of “involution”. This is true for the development of enterprises, and the same is true for the development of cities. At a time when housing prices are rising repeatedly, curbing demand for real estate is a common exploration of many cities, and many cities have also issued corresponding rules to distinguish between those who are just in need and those who are real estate speculators. There is still a long way to go to cool the property market. However, to meet the housing needs of people without housing, it is the duty of the city, not to use “35-year-old discrimination” to hurt the heart of urban workers to live and work in peace, let alone take the road of urban development.


By zhiwo

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6 months ago

Hefei Benfei, the native aboriginal said: Hefei housing prices soared, but the school district housing soaring. For example, Zhihu brought V Sanshu Kankan and sighed every day, the house was smashed in his hands, and it was difficult to make a move. Can this policy limit house prices? difficult. There are too few high-quality educational resources in Hefei. The old schools are South Gate, Lu’an Road, Hongxing Road and so on. The population of Hefei has increased from more than 1 million when I was studying to 10 million now. The most expensive house is more than 60,000 yuan, in the 45 middle and double school districts of South Primary School. Everyone is rushing to buy. Non-school district housing, non-government district, non-binhu Listen to the tears of Uncle San’s tears. My house price was 35,000 last year. At first glance this year, ah, it’s 50,000. It is said to be a famous science and education city… indeed… it is very involved in education.

6 months ago

“Don’t people over 35 years old deserve to buy a house?!” In early April, Hefei, Anhui issued the latest real estate policy, stipulating that buyers who just need a house must meet the requirements of no house in the urban area, taxation and social insurance for a certain period of time. It has to be “under 35 years of age”, which has aroused many doubts. The Hefei Housing Security and Real Estate Administration responded that it did not rule out the eligibility of people over 35 to buy a house, and they can participate in ordinary lottery purchases. The new house policy defaults: In theory, adults over 35 have already owned a school district house and have given birth to 1 or 2 children. If you continue to buy a house at the age of 35, you may be suspected of hoarding houses. The original intention of the Housing Security Bureau is to maintain the market environment, but the sensitive age of 35 has hurt the nerves of many netizens. This policy seems particularly unfriendly to people around 35 years old. Every young person understands that the most direct way to integrate into a city as a foreigner is to own a home. Buying a house in a second-tier city within ten years of graduation is not a simple matter unless the family helps. There is always a clearly visible gap between wages and housing prices. Most young people’s dreams are shattered just by housing prices. There are many effective means to control the rapid rise in housing prices, and the age limit is the most insignificant one.

6 months ago

Seeing “under 35 years of age”, my heart trembled. I opened the browser unconsciously, searched for a few words, and found the following information. “According to the data released by the Hefei Municipal Information Office, the number of births in Hefei in 2020 was 79,300, and the birth rate was 10.03‰. According to data released by the Hefei Bureau of Statistics, the number of births in Hefei in 2019 was 103,000, and the birth rate was 12.65 ‰. This means that the number of births in Hefei in 2020 will be about 23% lower than that in 2019. “Oh, that’s it, below 35 is the main force for fertility, so we must first ensure that the “reproductive needs” meet the general direction. There is no need to talk about it. As for fairness and unfairness, we will do math problems. Based on the 25-year-old work, each person saves 10,000 per year as the base. A 25-year-old home buyer has no deposits, and his parents have deposits. A 35-year-old house purchaser has a deposit of 100,000 in ten years of work, and a deposit of 200,000 in his parents’ work for ten years plus his parents’ original deposit. The difference between the two is 300,000. To be more extreme, the 25-year-old house-buying couple has no deposits, and both parents have deposits. The 35-year-old father of a house purchaser had a deposit of 200,000 for ten years, and his parents had a deposit of 400,000 for ten years, plus the original deposit of both parents. The gap is six hundred thousand. (All are theoretical data, not rigorous) Is it fair to have 600,000 more deposits than young people but enjoy the same benefits and even occupy the other party’s benefits? Of course it’s not fair. In fact, there is nothing to talk about about this matter. The “age policy” does not hinder the purchase of a house, and secondly discourages the purchase of a house. However, I still remind as a rule that there is no rigid need for “buying a house”, but just need for “living”. There is no place to live and it will die from the heat, and you will not die if you don’t buy a house.

6 months ago

This is a tight logical chain. After massive calculations, because the house price is too expensive, you have to pay back the loan to buy a house, and the loan can be repaid within 30 years. Then 35+30 is exactly 65 retirement. The bank avoids risks, the government attracts young labor, and can practice housing without speculation. Isn’t it perfect? As for how to buy a house over the age of 35, it is recommended that the full payment be made, or an energy-gathering ring should be opened, or a power-saving mode should be entered. Now that Hegang has not settled down in the delivery building, Hefei is certainly not in a hurry.

6 months ago

[It is required that those who just need to buy a house must be under 35 years old. Will high house prices swallow Hefei’s “venture investment” dividends? 】Original丨Zhao Yue, Hefei, once again stood under the spotlight of public opinion. However, this time it is not because of the best “venture capital” cities, nor because of entering the trillion-dollar club, but because of high housing prices. Recently, some media broke that Hefei’s “Notice on Public Sale of New Commercial Housing Notarization Lottery Numbers” added the “rigorous need” identification condition for lottery housing selection to the age limit, stipulating that “registered home buyers are at the age of registration on the date of purchase Under 35 years of age”, aroused great public opinion. In fact, in the past few months, the property market in this second-tier city has just experienced a round of skyrocketing, and housing prices in some school districts have even risen by nearly 50%. On April 8, the Ministry of Housing and Urban-Rural Development specifically interviewed the government officials in five cities, including Hefei, and demanded that speculation and real estate speculation be resolutely curbed. How can the hot property market in Hefei return to the level of rationality it deserves? Will the rapidly rising housing prices eat up the city’s “venture investment” dividends? A real estate sales center in Hefei. Figure / China News Photo.com. The “crazy” property market in Hefei. This round of property market changes has already begun in the fourth quarter of 2020. According to the World Union Bank’s observations, from March to June after the epidemic, the transaction volume of Hefei’s new housing market increased year-on-year; from October to December, the land market was fiercely transmitted to the property market; from November to December, new houses in the southwestern sector became difficult to find. . Entering 2021, with the arrival of the school district housing cycle, panic has spread to hot school districts such as the Hefei Administrative District. Zhang Ming (pseudonym), a local intermediary practitioner, told China News Weekly that in addition to the degree, the buyers also bought the school district housing in advance with the demand for asset preservation, which also led to a sudden tension between the supply and demand of the school district’s housing. According to industry insiders, in Hefei Binhu, High-tech Zone and other hot spots, the phenomenon of speculating on housing prices through various means has frequently occurred, including reluctant sales, operating loans into the market, and spreading panic. Affected by this, the prices of some real estates have risen rapidly, and some people have made profits by reselling their house numbers. Crane China real estate data show that in the first two months of this year, the cumulative transaction volume of second-hand housing in Hefei reached 1.48 million square meters, an increase of 444% year-on-year. Among the 11 second-tier cities, it is in a leading position. According to official data, in March, 5327 residential units were signed online in downtown Hefei, an increase of 30% month-on-month and a year-on-year increase of 24.1%. In terms of specific sectors, with the government affairs district and Binhu district as the lead, the house price is above 30,000 yuan/square meter. The living facilities in the above-mentioned sectors are relatively sound, the educational resources are relatively high-quality, and the prices have remained high. Shushan District, Luyang District, and Baohe District followed closely, with housing prices reaching more than 20,000 yuan per square meter. The remaining Yaohai District, Xinzhan District and Hefei Beicheng District also have house prices above 15,000 yuan per square meter. The price of some high-quality school district housing in Hefei Administrative District once rose to 60,000 yuan per square meter, an increase of 50% over the same period last year. As prices rose, many buyers who just needed homes began to panic. Li Yue, a home buyer who has been looking at homes this year, told (pseudonym) China News Weekly that she found that many developers would give priority to home buyers who paid in full. The second-hand housing market has one price a day, and the government affairs district, Binhu district, and high-tech district are flooded with speculators. According to media reports, under the booming market, some violations have occurred in the Hefei property market, and some real estates even have to pay additional “head fees”. On April 5th, the Hefei Municipal Housing Security and Real Estate Administration issued the “Notice on Further Promoting the Stable and Healthy Development of the City’s Real Estate Market”, strengthening the regulation of the real estate market from eight aspects, including stably increasing the supply of residential land and implementing complete sets in urban school districts. Housing enrollment policy, intensified housing purchase restrictions, implementation of the “lotter + sales restriction” policy for hot real estate in urban areas, strict regulation of commodity housing prices, strengthened prudent management of housing loans, increased efforts to build rental housing, and severely cracked down on various real estate markets Chaos. This is also known in the industry as the “Eight New Deals” in Hefei. After the introduction of the New Deal, data from the Hefei Shell Research Institute showed that from April 6th to 11th, the transaction price of second-hand houses in the purchase-restricted areas in the “Notice” generally fell to varying degrees compared with the previous week. However, it remains to be seen whether Hefei’s “Eight New Deals” can fundamentally hold back the eager property market. “Return Hefei to rigid needs” The high housing prices in Hefei are closely related to the city’s regulatory policies. Some analysts believe that, compared with other provincial capitals in the central and western regions, Hefei’s regulatory policies are not only relatively loose, but they are also introduced late. Take the sales restriction policy as an example. It was not until the introduction of the “Eight New Deals” that Hefei clearly proposed the restriction policy that the houses purchased by lottery are not allowed to be listed for trading within 3 years from the date of obtaining the real estate certificate. As early as 2017, Zhengzhou’s real estate control policy clearly stated that in the administrative area of ​​Zhengzhou, housing purchased after May 3, 2017 (inclusive) shall not be allowed for less than 3 years from the date of obtaining the “Real Property Certificate”. Listing transfer. In November 2016, Changsha officially issued the “Seven Long Articles”, which has clear regulations on the purchase restriction group and loan restriction policy. In the following three years, Changsha introduced a series of intensive control policies. From purchase restriction to sales restriction, enterprise restriction, and land price restriction, to differentiated housing qualifications, differentiated credit, and differentiated taxation policies. Among them, the 6.25 New Deal, which was introduced in 2017 and called the most stringent regulation in history, also stipulates that in the purchase restriction area, the second house can be purchased after 4 years of the certificate; commercial housing must obtain the real property ownership certificate for 4 years. Can be listed and traded. Public opinion pointed out that the too loose purchase restriction policy did not play a role in blocking speculators. For example, there is no restriction on the purchase of second-hand houses in Hefei’s local account. In order to quickly withdraw funds, developers increase the down payment or even give priority to the full payment, so that many buyers who just need a house cannot buy a house in downtown Hefei. Picture/Tu Chong Creative Under the official Weibo of China Construction News, headed by the Ministry of Housing and Urban-Rural Development, netizens in Hefei sent a lot of messages, hoping that the Ministry of Housing and Urban-Rural Development will go to Hefei to supervise and control the chaos in the property market. “Return Hefei to just need!” Some netizens also joked, afraid that they could not buy tickets for Hefei, so they crowdfunded to buy tickets for the leaders of the Ministry of Housing and Urban-Rural Development, and urged them to come and see. Someone also compiled a limerick: “A monthly salary of 4,000, a house price of 50,000, six pockets of 700,000 down payment 80% can not buy a house.” On April 16th, Hefei issued the “Notarization on Public Sales of New Commercial Housing Notarization Lottery Numbers”, which added the “rigorous need” identification condition of lottery selection to the age limit, stipulating that “the date when the registered buyer registers the purchase of a house” Under 35 years of age”. Regarding why the “just-needed” age is restricted to under 35 years old, both the industry insiders and the relevant public opinion are equally puzzled. On the other hand, the imbalance between supply and demand in the real estate market in Hefei has led to the recent continuous rise in housing prices. According to the data, in 2020, 135,305 sets of newly-built commercial residences were registered for sale in Hefei, with a registered area of ​​15.1901 million square meters, a year-on-year increase of 31.3%; 83,344 sets of second-hand houses were sold with a transaction area of ​​783,100 square meters, an increase of 6.67%. The de-chemical cycle of commercial housing inventory in Hefei continued to decline. Official data show that as of the end of last year, Hefei’s commercial housing inventory de-chemical cycle was 7.29 months. According to data from the Shanghai E-House Research Institute, as of the end of February this year, Hefei’s new commercial housing dechemical cycle was only 2.8 months, which is only higher than that of Huzhou, Zhejiang among the 100 hotspot cities in the country. In fact, the scale of land supply in Hefei in the past few years was not large, and the transaction area last year reached the lowest level in the past five years. In terms of regional distribution, the new supply is mainly concentrated in areas outside the main urban area, rather than in the core area. For example, only two plots of land were sold in Binhu District in 2020, and the government affairs district has been “without supply” for many years. This also makes Binhu District and Government Affairs District, which are the education highlands, currently have less than 8,000 effective stocks. Compared with the huge market demand, the supply is seriously insufficient. Yan Yuejin, director of the Think Tank Center of Shanghai E-House Research Institute, told China News Weekly that under the control policies, the Hefei property market is expected to gradually return to rationality in the short term. However, in the medium and long term, Hefei still needs to further increase supply in order to fundamentally alleviate the pressure on supply and demand, thereby stabilizing housing prices. The growth rate is second only to Shenzhen. Among the central and western cities, Hefei’s GDP in 2020 has just exceeded one trillion, ranking behind Chongqing, Chengdu, Wuhan, Changsha, and Zhengzhou. However, the average housing price has now reached the “one of the best” level. In the “House Price Ranking of 316 Cities in 2020” published by DataPro, the unit price of second-hand housing in Hefei is comparable to that of Wuhan, leaving behind new first-tier cities such as Chengdu, Chongqing, Changsha, Zhengzhou, and Xi’an. According to data from the E-House Research Institute in December 2020, in the central and western regions, the average housing price in Hefei reached 20,128 yuan, surpassing Chengdu’s 18,395 yuan and Wuhan’s 19,533 yuan. It is worth noting that Wuhan and Chengdu, whose housing prices are on par with Hefei, have been among the top ten in terms of GDP in the country for many years. According to the “White Paper on High-quality Development of China’s Urban Areas in 2020” issued by CCID Consulting Urban Economic Research Center in September 2020 (excluding municipalities), Chengdu and Wuhan each have 6 districts shortlisted in the top 100, second only to Guangzhou. According to data from the National Bureau of Statistics, in the past five years, second-hand housing prices in Hefei have risen by 66.5%, while prices in Beijing have risen by 52.2%, Shanghai by 46.9%, and Guangzhou by 55.8%. Hefei’s rate of increase is second only to Shenzhen’s 83.6%. In recent years, in the domestic Internet communication, Hefei is undoubtedly quite a “net celebrity” temperament. Since well-known VC investors praised Hefei as the best “venture capital” city in China, Hefei has been widely praised for its industrial planning and layout in the past 10 years. From 2007, the Hefei Municipal Government used nearly one-third of its fiscal revenue to introduce BOE, which was losing money for years, and form an industrial chain with an annual output value of more than 100 billion yuan. By 2019, at the most dangerous moment of NIO, Hefei State-owned capital injects urgently to “rescue”. There is no doubt that in the past decade or so, the Hefei Municipal Government has built its own high-tech manufacturing industry cluster through industry introduction and capital investment. This year, judging from the list of 19 trillion GDP cities that have announced their annual key projects, Hefei ranks first in terms of the number of projects. Among them, there are many high-tech industries such as the G8.5 liquid crystal substrate glass production line and the Jiemin Semiconductor IC power management device production line. . The achievements of industrial development are obvious to all, but Hefei is far from the point where it can be “taken lightly”. Some analysts believe that the high-tech industries that Hefei has vigorously fostered in recent years are still in the entrepreneurial stage and still have risks. From 2010 to 2020, among the top ten major cities in China’s 10-year GDP growth rate, Hefei ranked second, with a GDP growth rate of 272%. In fact, Hefei’s rapid GDP growth has contributed to the expansion of the city. In July 2011, one district and four counties under the jurisdiction of Chaohu City were placed under the jurisdiction of Hefei, Wuhu, and Ma’anshan respectively. After expansion, the area of ​​Hefei City has increased from 7,085 square kilometers to 11,496 square kilometers. Hefei’s per capita income growth is also much lower than the increase in housing prices. In 2020, the per capita disposable income of urban and rural residents in Hefei will be 48,283 yuan and 24,282 yuan, an increase of 6.3% and 8.1% year-on-year. In 2020, Hefei’s per capita disposable income is 42492 yuan. The per capita disposable income of Changsha, the capital city praised by the Ministry of Housing and Urban-Rural Development, is 51,477 yuan. In 2020, due to the impact of the epidemic, Wuhan’s per capita disposable income has fallen sharply, reaching 45,230 yuan, which is also higher than Hefei. In recent years, Hefei has repeatedly proposed a strategy of integrating into the “Yangtze River Delta”. However, it is worth noting that in terms of regional distribution, the Yangtze River Delta has the most high-income cities, and the top ten cities with per capita disposable income include Shanghai, Suzhou, Hangzhou, Nanjing, Ningbo and Wuxi. From the three new first-tier cities in the Yangtze River Delta-Suzhou, Hangzhou and Nanjing, the per capita income has exceeded the 60,000 yuan mark, far surpassing Hefei. Some public opinion pointed out that Hefei has developed from the country’s largest “county town” to the country’s best “venture capital” city at the time. The good situation is hard to come by. The housing price bubble that cannot be allowed to blow is getting bigger and bigger, so that high housing prices have swallowed up the dividends of industrial development. .

6 months ago

The Hefei Housing Security and Real Estate Administration responded that it has not ruled out the eligibility of people over 35 years of age to buy houses, and they can participate in ordinary lottery purchases. I did not say that people above 35 are not allowed to buy a house, and they can participate in ordinary lottery. Even if you just need it, you have to lottery, but just need (under 35) has a higher success rate than ordinary (above 35) lottery. Buying houses in second-tier cities above 35, real estate speculation and self-occupation are 50-50. Young people buying houses are more likely to live on their own, which is somewhat useful for curbing real estate speculation. I know that the average age of users should not be higher than 35. If you oppose this policy, it will be more difficult for young people to buy a house…Non-washed, I also plan to buy a house (for self-occupation). On the wait and see, many people see the policy jump Take a look and come out and talk about your thoughts.

6 months ago

Isn’t it worthwhile to buy a house over the age of 35? Unexpectedly, buying a house will also encounter “age discrimination.” According to the recent Hefei New Deal on the property market, buyers who just need a house must be “under 35 years of age.” Once upon a time, “35 years old” turned out to be a watershed between success and failure. Looking for a job, job seekers over the age of 35 encounter a bottleneck; looking for a target, marrying over the age of 35 can only lower expectations; now, it’s hard to save enough down payment in big cities, but the house purchase policy says: “Anyone over 35 just needs it? Sorry, you are over-aged. Now!” The original intention of upgrading the purchase restriction was to combat real estate speculation, but binding age to “real estate speculation” is not only meaningless, but also aggravates social age anxiety. Thinking deeper, this may be a hint: If you are 35 years old and you are not able to own your first house, this city will not welcome you. This kind of logic will undoubtedly contribute to the morbid “overtime culture.” “Adopting policies in different cities” does make real estate regulation more precise, but having the initiative in regulation does not mean that policies can be introduced at will. It is understandable that the city wants to attract more young people, but after the young people have struggled and their youth is no longer, they will reset the limits and force them to leave, “only pay attention to dividends, not care”, such a “heart-struck” policy, you What do you think?

6 months ago

This New Deal has exposed the fact that Hefei lacks talents, and also exposed the Hefei authorities’ fear of financial risks. 35 years old, about 10 years after graduation. The talents in this age group have the most vitality and energy, and their family pressure is relatively small. They are in the stage of rising career. Because of the rising period, income is also rising, but it has not yet reached its peak. To put it simply, talents at this age have the highest cost-effectiveness, and once they come to Hefei, they will be tied up here once they have bought a house and settled down, making long-term contributions to the city. Starting at the age of 40, most people have solid careers, families and incomes, and have certain social status and social resources. These people will find it difficult to pry them into Hefei to open up a new world and contribute to GDP. Even if they come, they still have funds in hand. Buying a house as an investment, where the family should be, is not moved by Hefei. Therefore, the Hefei authorities have taken this into consideration, and they are also making a talent reserve for the long-term development of Hefei. On the other hand, nowadays buying a house is buying with a loan. The older the age, the shorter the period of time available for housing, and the higher the monthly payment amount. The pressure on the monthly payment is greater. Once the payment is cut off, the bank will cry and bleed. Not to mention that the auction is also retracted, that is the scene that banks are most reluctant to see. If you set your age to 35, you can provide for 30 years one by one, extend the life limit to reduce the risk, and by the way, you can earn more interest. Why not do it. Of course, this side verifies that the Hefei authorities are cautious and their ability to withstand financial risks is weak. It is fine to spray Hefei or praise Hefei. I think this is a compromise method based on the actual situation. After all, Hefei is not Beijing, Shanghai, Guangzhou and Shenzhen, so it can’t use so many resources to attract high-end talents, and it also has to prevent high-end players from opposing it. In a word, let’s cheer for the Sao Nian in Hefei, it’s time to add bricks to Hefei!

6 months ago

Think for the good in everything. If you don’t have a house at the age of 35, then you can raise enough down payment. There is a high probability that family conditions are not particularly good and your own income is not high. This shows that risk control is strict and people with low incomes are prevented from forcibly getting into the car, leading to economic crisis. If you are over 35 years old and you have money and you still have to buy a house at this age, it means that there is a high probability that you have enough money and want to invest in real estate. To put it bluntly, it is real estate speculation. Restricting the purchase of a house at the age of 35 is to hope that everyone can work and save money to get on the car as soon as possible, so that everyone can struggle when they are young and strong, and enjoy the blessings after 35 optimization. There are many benefits, wait for me to edit (typo). Ah no, the research is done, let me tell you.

6 months ago

It cannot be said that only those under the age of 35 are just in need, but there is a high probability that people over the age of 35 are buying houses to invest in real estate speculation. Those who oppose buying a house under the age of 35 are mainly due to their age when buying a house, which causes age anxiety. Are people over 35 not worthy to buy a house? However, you can’t buy a house in Hefei at the age of 35, you can buy houses in the surrounding area! What’s more, you can also participate in lottery lottery. How many people who buy a house over the age of 35 are just in need? To be honest, most of them are investments. Real estate is now the most valuable investment project. For middle-aged people with certain savings, the first thing they think of is to buy a house to maintain its value. I have colleagues who have some savings, and even borrow money to buy another house. When buying a fund and losing money, buying a house will definitely make a profit. It has become a consensus in Hefei. As a native of Hefei, I agree with the policy that people under 35 just need to buy a house. Because if anyone can buy, young people are not as good as middle-aged people. Middle-aged people have taken up the dividends of the times. They have spare money to buy houses and then sell them to young people at a higher price. They don’t know that Hefei now has a homeowner’s alliance. Price increases do not allow price reductions. Is this fair to young people who come to Hefei to work hard? Although housing prices in Hefei are rising rapidly, they are still far from reaching the point where Beijing, Shanghai, Guangzhou and Shenzhen are unattainable. If a person cannot afford a house in Hefei at the age of 35, the economy may not be very good indeed. You can live in your hometown or around Hefei. To buy, you don’t have to be obsessed with Hefei. After all, the real estate market is a buying and selling market. There is a relationship of supply and demand in the market. When someone buys it, someone sells it. If there are more people buying, or there are fewer houses, they will sell at a higher price. Price is not necessarily the same as value. People over the age of 35 are those who enjoyed the dividends of the era in the early days. Now they have more capital and buy more houses, and then house prices will rise faster. The policy is not forever. It is the top priority for the Hefei government to cool demand and lower housing prices.

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